Car and truck loans with free breakdown cover

Car and truck loans with free breakdown cover

Car finance that fits your preferences

You to get on the road whether it’s a new or used car, an AA loan could help.

Minimal prices from 3.1percent

Our prices vary according to the quantity you wish to borrow, your selected term as well as your credit score.

Complimentary breakdown cover*

One year’ free Basic Breakdown Cover, or perhaps an add-on that is free you are currently an associate. Get more information.

Exclusive rate that is low people

We reserve our loan rates that are lowest for Members. Utilize our calculator to obtain a quote that is personalised.

Given by the lender of Ireland British. AA Financial Services Limited is a credit broker and never a loan provider.

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Representative instance

Representative 8.9% APR. Centered on a loan of ?4,000 over 36 months, with month-to-month repayments of ?126.37 and amount that is total of ?4,549.32, which include ?549.32 interest at 8.9per cent fixed.

Significant: The price you are provided depends on your individual circumstances – together with your credit score. The utmost APR you might get is 29.9%. Your loan term shall be determined by the mortgage amount sent applications for. We currently provide loan term lengths of just one to 7 years.

Will you be qualified?

Start to see the possibility of the application being accepted without inside your credit history.

User price

You have indicated you are an AA Member* and can consequently get a rate that is exclusive. Before we carry on, please verify your account quantity below.

* An AA Member is a client that features arranged breakdown address directly aided by the AA and never as an element of a bank or automobile maker partnership system.

Prepared to use?

Enjoy our low price loans. It really is easy and quick to put on.

The important points

  • Rates from 3.1per cent APR for loans between ?15,001 and ?25,000
  • Fixed repayments that are monthly
  • Exclusive reduced loan prices for users
  • Instant choice more often than not
  • Make additional re re payments or spend down your loan early
  • No set-up or arrangement costs

1 An AA Member is a person which has arranged breakdown address directly with all the AA and never as an element of a vehicle or bank maker partnership system.

* Free breakdown cover

As a brand new AA Loans consumer you’ll receive one year’ Basic Breakdown Cover, or perhaps an add-on that is free you are currently an associate.

The Basic Breakdown Cover is actually for an individual car plus one breakdown significantly more than 1/4 mile from your own home address – further call-outs can be obtained on a basis that is pay-for-use.

Current people can receive a free add-on to either nationwide healing, in the home or Onward Travel for the remaining of their account 12 months.

Your Basic Breakdown Cover or free add-on becomes available once the application for the loan is accepted. The chosen add-on will soon be renewed immediately us not to unless you tell. The breakdown that is free isn’t available in the event that you curently have AA breakdown address throughout your bank or automobile manufacturer. Listed below are all of the conditions and terms.

Manage your loan

Help handle your AA that is existing Loan.

Award-winning loans

About loans

What exactly is an APR?

The APR you get can vary greatly through the rate that is advertised. This is basically the representative price which we anticipate a lot of people whom use to have.

The price you will be provided are going to be a personalised rate predicated on your overall individual circumstances including credit information held you borrow and length of time you borrow for about you by the credit reference agencies, the loan amount.

Trying to get an AA Loan

You are able to use on the internet and can get a decision that is instant many situations.

Who are able to use?

To meet the requirements to apply you need to;

  • Have now been A uk resident for at the very least 36 months
  • Be over 21 with no more than 70 if the loan term ends
  • Be employed with an income of ?12,000 or higher
  • Not need reputation for County Court Judgments or bankruptcy
  • Have actually a UK based bank or building society account that will pay direct debits
Just how long can we simply take that loan for?

Loans can be obtained between 1 and 7 years (with respect to the worth of your loan).

Can you let me know exactly how much a loan will surely cost and never have to offer my details that are personal?

We provide a personalised price that is according to your own circumstances and quantity you want to borrow and it’s also consequently required to capture your private details. Take note that individuals don’t provide a quotation that is indicative. If you proceed and sign up, a credit search is going to be registered in the Credit Reference Agencies.